SECU Accounts

We offer a variety of checking & savings accounts, ensuring that there will be one to fit your needs.  Whether you are searching for a member account or a free, rewarding checking account, the right choice is State ECU.

Get a suggestion

Interested in checking options?  Saving for something big (or small)?  Are you planning for retirement?  Ready to start?

We can help.

Free ATMs

Our accounts give you nationwide access to ATMS, with refunds on ATM fees of up to $25 monthly — use ATMs wherever you go.

Monthly Rewards

We give you the freedom to choose your monthly rewards. Choose from options such as cash back on debit purchases or 2.05% APY returns.

$0 Fees

Regardless of the account you choose with SECU, you will never be charged a monthly service fee. It’s our way of saying “thank you.”

Checking Accounts



Kasasa Saver

The perfect match for your State ECU Checking account.  The Kasasa Saver is a free account that links to your free Kasasa Cash® or Kasasa Cash Back® checking. When you earn cash in your Kasasa checking, those earnings transfer into Kasasa Saver. Meanwhile, Kasasa Saver pays up to 0.75% APY* on your balance.

Your Financial Concierge

At State ECU, we know that financial planning can be a daunting task.  We have assembled a team of trained financial professionals who are always available to you.  By scheduling a meeting, you will gain the confidence needed to know that you have made the right decision with State ECU.



Better banking

because we are not a bank

Why choose State ECU as opposed to a national bank?  Recent surveys suggest that the average monthly maintenance charge on a checking account can be between $10 to $15.  Furthermore, the average cost of those maintenance fees, ATM fees, and overdraft charges over a decade can be almost $1,000.  By banking with State ECU, you are keeping your money in New Mexico and putting more money in your pocket.
Everybody wins.