Earn Interest

WITH KASASA CASH

Get up to 2.05% APY on balances up to $25,000 with the Kasasa Cash checking account. That return goes straight to savings.

Get Kasasa Cash

Get Cash Back

WITH KASASA CASH BACK

The Kasasa Cash account pays you to shop. Get 3% back, with no category restrictions, for up to $200 in purchases monthly.

Get Kasasa Cash Back

Enjoy Free Tunes

WITH KASASA TUNES

With  Kasasa Tunes, get $5 in refunds for iTunes, Amazon, Google Play or Pandora each month. Plus, get $10 credit when you start.

Get Kasasa Tunes
Free ATMs, Zero Fees

Free ATMs, $0 Fees

WITH ALL CHECKING ACCOUNTS

Our Kasasa accounts give you nationwide access to ATMS, with refunds on ATM fees of up to $25 monthly. Regardless of the account you choose with State ECU, you will never be charged a monthly service fee. It’s our way of saying “thank you.”

Save Easily and Often

Save Easily & Often

WITH KASASA SAVINGS

The Kasasa Saver is a free account that links to your free Kasasa Cash® or Kasasa Cash Back® checking. When you earn cash in your Kasasa checking, those earnings transfer into Kasasa Saver. Meanwhile, Kasasa Saver pays up to 0.75% APY* on your balance.

Kasasa Cash:

*APY=Annual Percentage Yield. APYs accurate as of 02/01/2016. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.05%; and (3) balances over $25,000 earn 0.30% dividend rate on portion of balance over $25,000, resulting in 2.05% – 0.65% APY depending on the balance. Per Reg DD, the blended rate is calculated on the assumption of $100,000 in account over cap. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction posted and settled to the account. The following activities do not count toward earning account rewards: ATM transactions, transfers between accounts, or debit-card transactions processed by merchants and received by State Employees Credit Union as ATM transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per household. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Kasasa Cash Back:

*When monthly qualifications are met, you receive 3.00% cash back on debit card purchases that post and settle to the account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction posts and settles in the account. The following activities do not count toward earning account rewards: ATM transactions, transfers between accounts, or debit-card transactions processed by merchants and received by State Employees Credit Union as ATM transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per household. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Kasasa Tunes:

*You will be refunded up to $10 for iTunes®, Amazon.com®, Spotify®, Google Play Music® and/or Pandora® purchases that post and settle to the account during the first 90 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5 in refunds of iTunes, Amazon.com, Spotify, Google Play Music and/or Pandora purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post and settle to the account. The following activities do not count toward earning account rewards: ATM transactions, transfers between accounts, or debit-card transactions processed by merchants and received by State Employees Credit Union as ATM transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon, Inc. Spotify is a registered trademark of Spotify USA Inc. Pandora.com is a registered trademark of Pandora Media, Inc. Google Play Music is a registered trademark of Google Inc. Apple Inc., Amazon, Inc., Spotify USA Inc., Google Inc., and Pandora Media, Inc. are not participants in or sponsors of this program. Limit 1 account per social security number and one account opening bonus per account per calendar year.

Kasasa Saver with Kasasa Cash:

*APY=Annual Percentage Yield. APYs accurate as of 02/01/2016. Rates may change after account is opened. For Kasasa Cash or Reward Checking, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.05%; and (3) balances over $25,000 earn 0.30% dividend rate on the portion of the balance over $25,000, resulting in 2.05% – 0.65% APY depending on the balance. Per Reg DD, the blended rate is calculated on the assumption of $100,000 in account over cap. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post and settle to the Kasasa Cash or Reward Checking account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction posts and settles in the account. The following activities do not count toward earning account rewards: ATM transactions, transfers between accounts, or debit-card transactions processed by merchants and received by State Employees Credit Union as ATM transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash or Reward Checking APY is based on compounding dividends. Dividends earned in Kasasa Cash or Reward Checking automatically transferred to the Saver each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $25,000 in the Saver receive an APY of 0.75%; and (2) balances over $25,000 in the Saver earn 0.30% dividend rate on portion of balance over $25,000, resulting in 0.75% – 0.39% APY depending on the balance. Per Reg DD, the blended rate is calculated on the assumption of $100,000 in account over cap. If qualifications are not met on Kasasa Cash or Reward Checking, all balances in the Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per household. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Kasasa Saver with Kasasa Cash Back:

*APY=Annual Percentage Yield. APYs accurate as of 02/01/2016. Rates may change after account is opened. When monthly qualifications are met, you will receive 3.00% cash back on debit card purchases that post and settle to the account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction posts and settles in the account. The following activities do not count toward earning account rewards: ATM transactions, transfers between accounts, or debit-card transactions processed by merchants and received by State Employees Credit Union as ATM transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $25,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $25,000 in Kasasa Saver earn 0.30% dividend rate on the portion of the balance over $25,000, resulting in 0.75% – 0.39% APY depending on the balance. Per Reg DD, the blended rate is calculated on the assumption of $100,000 in account over cap. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per household. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.