For your entire working life you are told to plan and save for retirement. But as you get closer to that golden age (66-to-67 years based on a retiree’s ability to be eligible for a full social security (FRA) benefit or 70 years based on a delayed social security start date to maximize payout), you…
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An unavoidable aspect of travel is booking accommodations—and some people equate this to the agony of getting a tooth pulled. On the other hand, I find the search for overnight accommodations to be an adventure in itself! With anything from motels and hotels available to apartments, homes, cabins, houseboats, lighthouses, earthships, vineyards, and yes even…
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It is worth taking the time to understand the differences, and financial specifics, of committing to an auto lease versus an auto ownership before embarking on one of these financial avenues. While part of the decision involves crunching the numbers another part taps into your personality type. In general an auto lease usually involves lower…
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Thinking of getting a new or new-to-you auto? Great! But before you start shopping around, be sure you understand how much you can afford—and what your loan payments will be. Practically all of us need an auto loan in order to fund that dream car or truck—so let’s unravel how your loan rate is determined…
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Your Guide to Free and Low-Cost Family Fun The end of school is quickly approaching and now is the time when parents start to panic about those endless hours to fill. Relax. We’ve got you covered with an assortment of low-cost activities to keep the young ones (and yourselves) busy this summer. All while keeping…
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There are many reasons to make gardening a part of your life: to add beauty to your surroundings, to benefit the environment, and to promote relaxation and reduce stress. And as we all try to be healthier, growing your own produce (and herbs) is another advantage of getting down in the dirt. Read on to…
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To be honest, trying to decipher cryptocurrencies and the issues surrounding their evolution is a bit like trying to hack through the wall of vines in Sleeping Beauty. It’s thorny and haphazard and constantly sending up new shoots. Cryptocurrencies use a lot of confusing terminology and make an everyday person feel overwhelmed. However, this article…
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The Southwest is home to many places that are considered “sacred” due to their breathtaking vistas, perceived power and healing energy, spiritual connection, and ancient Native American belief system. Three of the most powerful spots include Chaco Canyon National Historical Park, Mesa Verde National Park, and Canyon de Chelly National Monument—which together seem to form…
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The time most of us dread is drawing near—yep, it’s almost tax season. However, there is a way to prepare for this annual task so that there are no gotchas to fear, and only a calm sort of resignation that we’re all in this together, and this is part of our patriotic duty for the…
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Winter is truly special in the Land of Enchantment—especially when snow blankets the earth, creating a serene and glorious panorama. Getting up close and personal with the winter wonderland around you is the best way to experience snow country. Like the adrenaline rush? Then opt for downhill skiing, snowmobiling, or even ski biking. Perhaps a…
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