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Category Archives: Dollars and Cents

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Real Estate Investing and Commercial Real Estate

Commercial Lending 101: Types of Commercial Real Estate

Investment, real estate, Tips on LoansBy Melyssa HolikJune 2, 2021Leave a comment

You’ve come to the right place to learn about commercial real estate through the eyes of your local lender. We’re here to answer all…

credit card

What Affects Your Credit? Your Credit Score Decoded

credit, Credit Cards, Dollars and CentsBy Melyssa HolikSeptember 23, 20204 Comments

Your credit score has a lot of power over your life, from the interest rates you get when buying a car, to getting a…

Home Mortgage Loan Rates Lowered

Fed drops rates to historic low – Is it the right time to refinance your home?

News, real estate, Tips on LoansBy Melyssa HolikMarch 26, 2020Leave a comment

With all the chaos going on around us, it is nice to find a silver lining. With the recent announcement by the Federal Reserve…

Ready to buy a home? 5 questions to ask yourself

Are You Ready to Buy a Home? Five Questions to Ask Yourself First

Dollars and Cents, real estateBy Melyssa HolikFebruary 26, 20201 Comment

Thinking about home ownership? Terrific! But how do you know when you’re ready to buy a home? There are a number of critical questions…

simply finances

Simplify Your Finances This Year!

Dollars and Cents, MoneyBy Melyssa HolikJanuary 27, 2020Leave a comment

The beginning of a new year is the perfect time to clean out your financial closets—so to speak. By streamlining your money issues and…

money personality image

Saver or Spender? Tips for Your Money Personality

Budgeting, Dollars and Cents, MoneyBy Melyssa HolikDecember 19, 20192 Comments

You probably understand that personality type affects behavior. Know that aggressive driver who tailgates no matter what? Yeah, they probably have an aggressive-angry-impulsive personality…

Financial Advice for New Parents

Having a Baby? Financial Advice for New Parents: Dollars and Cents

Budgeting, Dollars and Cents, Resources, TaxesBy Melyssa HolikOctober 16, 2019Leave a comment

You have heard it before—becoming a parent changes your life. Not only are you now responsible for forming and influencing a life, but you…

Pet insurance

Is Pet Insurance Worth It? – Dollars & Cents

Dollars and Cents, Money, ResourcesBy Melyssa HolikSeptember 18, 2019Leave a comment

There are so many positive reasons to own a pet. These include companionship, a way for children to learn responsibility and empathy, a way…

7 Easy Ways to Renew Motivation for New Year Financial Resolutions (Tools Included)

Budgeting, credit, debt, SavingBy Melyssa HolikMarch 6, 2017Leave a comment

If you made a financial New Year’s resolution but things aren’t going as well as you’d hoped, here are tools and advice that’ll renew…

Switching to a Credit Union Is Easy and Worth It

Checking, Dollars and Cents, Local, SECUBy Lilly PrinceApril 4, 2016Leave a comment

There are many reasons to join a credit union, including lower rates and fees, higher interest rates on savings accounts, and account holders (members)…

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