Low Rates

Because we’re a credit union, our profits go back to you in the form of better rates and lower fees. You too can enjoy the credit union difference!

Easy Payments

When you finance your auto loan with State ECU, you can expect an easy application, lower monthly auto payments and great customer service!

Local Services

Our service with a smile starts with 7 convenient locations throughout the state of New Mexico—not to mention 60 years of friendly, helpful service. One-on-one support makes life easy.

Available Products

The Right Loan For You. Period.

Tips on Loans

Your Financial Concierge

Our mission is to help our members build a bright future. If you’d like the same for yourself, why not meet with us?



Apply Now

We would love to chat with you in person to discuss the credit union difference, and how State ECU will fit into your financial life. We’ll share our current offers and promotions, the benefits of membership, and answer any questions you may have.